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We are a SEBI registered Investment Advisor with high standards of client care

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Not a single complaint has ever been filed by any investor since inception


Weigh the risks of EB-5 citizenship route

Originating in Africa, Humans migrated to the remotest corners of the earth primarily to find food, avoid the threat of deadly predators or the danger from domination by other human species or due to dramatic changes in the climate. There is an intriguing scientific theory that unforced migration is motivated by simple curiosity and boredom, what is often called wanderlust. This is credited to a variation in the human DNA (DRD4-7R) now dubbed the “wanderlust gene”. Present in about 20% of the population, it impacts dopamine levels, increasing the person’s tolerance for risk taking including exploring new territories. Those willing ...
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Personal Finance

Savour the joys of delayed gratification

Its festival time and all of us are besieged with exhortations to Buy! Buy! Buy! with discounted deals and “Buy now Pay later” schemes making it easy on the pocket. Credit artificially expands the amount of money available and reduces the “pain of paying”. This pushes people to satisfy their innate desire for instant gratification which is beautifully explained in this short 90 second video from behavioural economist Dan Ariely of “Predictably Irrational” fame (https://vimeo.com/62116854 ) . My article in Business Standard on the Double AA framework for differentiating between Good loans and Bad loans and how you can use ...
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Curbing one’s competitive streak can be rewarding

Evolution through natural selection favours individuals seeking higher rank in social hierarchy as that allows preferential access to mates, food and other resources. This inherent competitive streak has benefitted humankind through the ages as it is responsible for its progress but it also has negative long term impact. This is bought out best by the character Farhan in "3 Idiots" when he says "you feel bad when your friends flunks but feel even worse when he tops" - https://bit.ly/45MJo3E - It can also be seen when people spend lavishly (way beyond their means) on weddings, holidays or other personal expenses ...
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