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  • All
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Financial

Budget aims to fix ‘nuts and bolts’ of state machinery

Harsh’s take on some of the less discussed aspects of budget 2023. article in Business standard

Financial

Beware! Govts do default on pension liabilities

Employees who are taken in by the promise of old pension scheme could do well to learn from Gandhi ji. In 1942, while the II world war raged, the Cripps Commission made a vague promise of granting Dominion Status after the war was over, if Indians would support the war effort. “I refuse to accept a post dated cheque on a failing bank” Gandhi ji responded. Politicians who are making the promise of restoring the “Old pension scheme” know that they will not be around when the time comes to actually pay the pension. They are just looking to save on making the employers contribution to NPS. The demand for the “Old Pension Scheme” explained through a Fable in Harsh’s article in Business Standard

Financial

How Harsh’s career transformed in to an RIA

Banking

Leader in tech, laggard in succession systems

India’s ultra modern banking system with global class technology has a creaky antiquated succession system that is causing immense hardship to family members trying to get access to a deceased account holder’s funds. Harsh’s article in Business Standard talks of what needs to be done bring the succession systems on par with the ultra modern technology systems of the banks. your comments welcome as always.

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