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Investments
Evaluate funds on rolling returns over long term
Momentum funds have become the flavour of the season with their outsized "extra" returns over the already high returns provided by the market over the last one year. Harsh's article in the Business Standard highlighting how they are not the absolute certainty they are made out to be. There is a need to take a conscious decision on the tradeoffs involved while evaluating investments in such factor funds.
December 2, 2024
Personal Finance
Breaking the silence on death and money
Is it a good idea for a financial plan to consider the inheritance that is likely to be received maybe decades later? Would parents be comfortable discussing these issues with their children? In this article Harsh write about Rekha who was able to follow her passion for starting a non-conventional business because she figured her goal for a retirement home could be taken care of from the inheritance from her parents. She had mixed feelings about the decision as family situations and circumstances are dynamic and complex. Did she take the correct decision? Your views are most welcome...
November 4, 2024
Press
Subjecting employees to excess stress is illegal
The death of young CA Anna Perayil spotlights the adverse impact of incessant work pressures thrust on employees by some employers. Whilst there are laws governing working hours, rest breaks and leaves ,very few employees are even aware of such laws, let alone seek redressal under them. Most employers recognise that a healthy work life balance is great for employee productivity and create a suitable culture around it. But that’s not true for all organisations. A reiteration of the existing laws, providing easier grievance redressal and mandating a reporting structure for HR statistics would help employees gravitate away from such ...
October 21, 2024
Personal Finance
Retail investors vs algos: Like lambs to slaughter
Harsh had worked out a half baked doubling stake strategy to try and win a game of chance called "Lucky 7" popular in the 1980s. F&O traders try to make money by using similiar half baked strategies or algorithms promoted by brokers interested in boosting trading volumes. As a result 93% of such traders lose the money (a whopping Rs. 1,83,000 crores in last 3 years) that is mopped up by 1% of them who use well researched and thought through algorithms executed in nano seconds. Harsh's article in Business Standard why investors who ignore SEBIs warnings, do so at ...
October 7, 2024