At Fee Only, it is more than just hiring wealth or financial experts. It is the kind of long-term partnerships that promise transparency  and delivers satisfaction. As team of seasoned financial experts and advisors it is our fiduciary responsibilty to act in your best interests with unwavering passion and complete dedication. Hence, we work on fee only basis.

The Fee-Only approach, allows us not to get driven by commissions, targets or other selling philosophies – which are industry norms.  Instead, it incentivises us to handle your wealth from a purely advisory standpoint and in your best interest. It helps us to give unbiased product recommendations to you, which will always be in line with achieving your objectives. This enables us to be truly walking alongside you, hand-in-hand.

Unbiased Expertise
We live up to our name, literally. With a fee-only compensation model in place, we have no incentive to favour a service or product. Commission-based advisors can leave you second-guessing your decisions every step of the way, questioning their advice and motives. We identify financial solutions and products (or services) that will align with your goals, with no strings attached.

Fiduciary Responsibility
Being in a relationship based on trust, we take our fiduciary responsibilities seriously. As a SEBI registered investment advisor, when a client comes on board, we take a personal interest in ensuring that our clients’ resources are efficiently managed. By understanding our client’s goals, psyche and aspirations, we devise plans that will play to the strengths of their wealth all while working on solutions to avoid fees and commissions helping you navigate the financial landscape with ease.

360 Degrees Financial Solutions
Financial management can offer its own share of complications that could be unique to your situation;
which is why utilising a one-size-fits-all approach may not be effective. Thus, we have developed a wide
range of integrated wealth management solutions designed to help you make the most of your available
resources. Basically, a one-stop-shop for financial solutions.

Our integrated solutions includes:

• Financial Planning
• Investment Management
• Asset Allocation
• Risk Management and monitoring
• Cash Management
• Wealth Transfer
• Philanthropy Planning
• Charitable Planning
• Tax Advisory
• NRI Tax Advisory/Cross country Tax advisory
• Assistance in Filing Income Tax returns
• Remittance assistance for NRIs

As investment advisors who look out for the best interest of their clients, (as a part of our Fiduciary Responsibility) here are some of the guiding principles of our investment advisory practice: 

1. Answering the question on what percentage to invest in domestic equity, debt, international equity, real estate & gold has a far larger implication on your investment experience rather than identifying the best security in each asset class. Asset allocation trumps security selection.
2. We recommend only systematic exposure to volatile asset classes such as equity, international equity or gold.
3. Similarly we always recommend a gradual tapering out of volatile asset classes such as equity International equity or gold as the goal nears.
4. We recommend simple investment products and stay away from recommending overtly complicated structures.
5. We stay in close touch with our clients especially in volatile times to manage their behaviour and keep the plan on track.
6. We believe every investor has a different risk appetite, different resources and different goals and hence every financial plan has to be designed to the specific needs of that client.
7. We believe if we do not deliver constant value to our clients, the engagement will eventually cease to exist. Serving our clients interest is in our best interest.

At Fee Only, our clientele is as unique as our proposition. We service both resident and NRI clients. We service the jet-setters, the go-getters, individuals that work in middle to senior positions in the corporate world, or those running their own companies/practices. Our clients would typically have an investment of at least Rs. 50 lakhs or more (around USD 100,000 or more) or a monthly investible surplus of Rs. 3 lakhs or more.

While we proudly flaunt our never say never attitude, here are a list of things we do not do.

• We do not provide stock tips or recommend day trading in shares.
• We do not recommend investments in specific equity stocks. Whatever equity exposure is recommended is normally in a basket of securities like mutual funds or a carefully curated list of PMS.
• We do not recommend complicated structured products to any of our clients, at whatever level they are. Our analysis is that such products never benefit the investor, but only the manufacturer of such products.
• We do not recommend investment in fancy products like BitCoin, MLM, etc.
• We do not earn a referral fee, commission or brokerage on any investment product or security. Our only sources of revenue is the fees we charge our clients. We offer transparent, unbiased advice.

We do not recommend any investment that promises unrealistic high returns, that simply seem too good to be true.