Press - Fee Only Investment Advisers

Do Borrowers Have Any Rights?

Many people who may have lost their job or suffer from salary cuts. Whilst it has led to large scale suffering at lower income levels there is pain even for the middle classes who may still have support from family and friends and have some realisable assets. My article in the Business Standard on advise I gave to a senior banker friend who recently lost his job. Comments and reactions welcome

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When Job Loss Wrecks Your Finance

Education loans have a multiplier effect and in this article I discuss why it makes sense for the government to provide a guarantee for education loans granted for all accredited courses.

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Strategy for meeting goals

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How to protect your funds from the carnage?

Protecting your downside during the market mayhem

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Return is king in real estate

In a high involvement asset like real estate the extra return is an imperative. In this article I discuss whether to stay on rent or buy your own home and the social pressures that make it almost compulsory for most people to buy their homes

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Adapt glide path to a diversified portfolio

There are many well off mid to senior level corporate executives who are very wealthy even by global standards due to the options/shares held by them in their employer companies.

Whilst that is a great place to be in, it also leads to problems with many of them. The value of the shares of their employer company is a major component of their wealth and, in many cases, they are getting additional option allocations every year. This means that the value of their wealth is critically dependent on continued good performance of a single share which could be Indian or International depending on the employer company.  My article in Business Standard today on guiding principles to follow to enable such investors to break the shackles of “greed” and “fear” to reduce the dependance on the fortunes of a single holding.

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