January 2026

Bolster dispute platform, skip ombudsman creation

Smart ODR has worked well, resolving about 75% of the disputes referred to it within three months. It has enabled disputes to be resolved far faster than courts and without requiring SEBI to decide individual cases. What it lacks, however, is institutional memory. Because arbitration orders are not published, each dispute starts from scratch, and the same questions keep recurring—making arbitration efficient in the moment, but wasteful in the long run.

Cryptos Risks are Structural, its Returns are not

Advice, Crypto, Fees, Financial, Investments, Mutual Fund, Personal Finance / By Team FeeOnly / January 12, 2026

Ganesh’s winning bet in the 1983 World Cup final was worthless because it was unenforceable. Crypto carries a similar risk. Even when prices move in your favour, weak regulation, custody failures, fraud, and legal irreversibility can wipe out gains entirely. As crypto returns compress toward levels seen in traditional assets, its risks remain open-ended. Without enforceability or recourse, a “winning” investment can still end in total loss—making crypto suitable, at best, only for speculative “mad money,” not for serious financial goals.

Cryptos Risks are Structural, its Returns are not Read More »

Bolster dispute platform, skip ombudsman creation

Cryptos Risks are Structural, its Returns are not

Vigilance Awareness Week 2025 (VAW2025)

सतर्कता: हमारी साझा जिम्मेदारी﻿ (“Vigilance: Our Shared Responsibility”).

सतर्कता: हमारी साझा जिम्मेदारी (“Vigilance: Our Shared Responsibility”).