February 2024

Does your loan fulfil the AA criteria?

5 minute read – When can you consider a Home Loan or a Car Loan as a “good” loan” and how can you avoid getting taken for a ride while taking a loan by following 3 simple rules – read Harsh’s full article https://bit.ly/49Oq9ZM . For those who prefer watching a video – here is a link to a 20 minute video on the same content – https://www.youtube.com/watch?v=W-tzdVNrwOo

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Simplifying nominations can boost financialisation

Indian securities market regulator SEBI has recently sought public comments on a consultation paper that seeks to comprehensively revamp the entire process of transferring assets to the nominees on the death of the investor. It seeks to remove hurdles and standardise the process so that the transfer to nominees can happen in a few weeks (the dream is the transfer happening in a few days of applying and God willing even that will happen eventually as the system stabilises). The paper also deals with providing access to the investor themselves in case of their incapacitation (unfortunately many such cases are coming up as longevity of Indians increase due to advances in medical science) . This is a giant step towards making Investments in Indian securities market convenient and easy and will aid in spurring the ongoing process of financialisation of household investment assets.

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