Fees

When compliance overwhelms, access to advice suffers

The story of a visually impaired masseur exposes how compliance and mis-selling limit access to sound financial advice. SEBI’s accessibility rules, coupled with rising audit costs, add to the heavy burden on solo investment advisers. A review of regulations is needed to balance fiduciary standards with practical, proportionate compliance.

When compliance overwhelms, access to advice suffers Read More »

Increase cap on overseas investments through MFs

Ordinary Indians still can’t invest in overseas markets through mutual funds—while the wealthy freely remit crores abroad under LRS.

The irony? Money sent through mutual funds must return to India, while LRS money may not. Diversification shouldn’t be a privilege—it should be accessible to all.

Increase cap on overseas investments through MFs Read More »

Remove friction in fee payment for advice

Abhilash dislikes selling mutual fund units monthly to pay his RIA.
MFD commissions are deducted automatically, but RIA fees need direct payment.
He suggests letting funds sell units and pay RIAs directly.
This keeps costs transparent, taxable, and investor-controlled.
Removing such friction can make quality advice widely accessible.

Remove friction in fee payment for advice Read More »

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Vigilance Awareness Week 2025 (VAW2025)

Vigilance Awareness Week 2025 is being observed from October 27th to November 2nd, 2025, with the theme:

सतर्कता: हमारी साझा जिम्मेदारी (“Vigilance: Our Shared Responsibility”).

All stakeholders are encouraged to participate in the e-pledge initiative by visiting the CVC portal: https://pledge.cvc.nic.in/.