NPS

“The contrast becomes starker when compared to the National Pension System (NPS). The difference between EPFO and NPS is more than administrative — it is philosophical. While EPFO prescribes, NPS enables. EPFO casts itself as a custodian expected to act in the subscriber’s best interest, even at the cost of their agency. In contrast, NPS treats individuals as investors with choice, control and accountability.”
— Harsh Roongta, Truth Be Told column